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Effect of Liquidity, Asset Quality, Sensitivity, Efficiency and Profitability on Capital in State Banks
Abstract
bank’s capital. The aims of this study are to investigate the effecs simultaneously
and partially from Loan to Deposit Ratio (LDR), Investing Policy Ratio (IPR),
Adverserly Classified Asset (APB), Non Performing Loan (NPL), Interest Rate Risk
(IRR), Net Open Position (PDN), Operational Efficiency Ratio (BOPO), Fee Based
Income Ratio (FBIR), Return On Asset (ROA) on CAR and which variable has the
dominant effect on CAR. This study used secondary data taken from first period
quarterly of 2014 until the fourth quarterly of 2019 of government banks. This study
used sensus that consists PT Bank Mandiri Tbk, PT Bank Negara Indonesia Tbk,
PT Bank Rakyat Indonesia Tbk, and PT Bank Tabungan Negara Tbk. The data
were processed by using SPSS 21. The result of this study revealed that LDR, IPR,
APB, NPL, IRR, PDN, BOPO, FBIR, and ROA simultaneously have significant
effect on CAR. PDN and FBIR partially have significant effects on CAR. PDN is
the dominant variable that influences CAR.
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DOI: https://doi.org/10.21107/mediatrend.v17i1.13664
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