DAMPAK MAKROEKONOMI TERHADAP NONPERFORMING LOANS: STUDI KASUS BANK KONVENSIONAL DI ASEAN
Abstract
Studi ini bertujuan untuk menguji dan menganalisis dampak variabel-variabel makroekonomi terhadap Nonperforming Loans (NPL) Bank Konvensional di ASEAN. Metode yang digunakan yaitu panel dinamis selama periode 2005-2018. Hasil estimasi menunjukkan bahwa variabel makroekonomi seperti pertumbuhan ekonomi, suku bunga kredit, inflasi, dan pengangguran berpengaruh signifikan terhadap Nonperforming Loans (NPL) Bank Konvensional di ASEAN. Keterbatasan dalam studi ini yaitu tidak menggunakan variabel indikator perbankan sebagai penentu NPL dan terbatas pada periode waktu tertentu dari 2005 hingga 2018.
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DOI: https://doi.org/10.21107/kompetensi.v14i2.8965
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