ANALISIS NERACA KASUS PEMBERIAN DANA TALANGAN (BAILOUT) BANK CENTURY

Widita Kurniasari

Abstract


The Bank Century takeover by the Deposit Insurance Corporation was due to the Capital Adequancy Ratio (CAR) of its 2008 balance sheet was negative so that it was needed to raise additional capital to be 8% according to CAR eligibility as required by Bank Indonesia. The December balance sheet of 2007 and 2008 exposed that CAR, ROA, ROE, NIM, assets, and deposits of Bank Century were negative. This indicates that the bank was inefficient, it did not gain any return from its investments and even more it suffered losses.

Keywords


Bank Century; balance sheet; CAR

References


Bank Indonesia, 2007, Laporan Keuangan Publikasi Bulanan Neraca PT. Bank Mutiara, tbk

Bank Indonesia, 2008, Laporan Keuangan Publikasi Bulanan Neraca PT. Bank Mutiara, tbk

Infobank, 2009, Kronologi Kasus Bank Century, www.infobanknews.com, 29 Oktober 2009

Kontan, 2008, Bank Century Telat Menyetor Dana Prefund, BI Stop Kliring www.kontan.go.id, 14 November 2008

Kontan, 2008, Bank Indonesia Perketat Pengawasan Terhadap Century, www.kontan.go.id, 15 November 2008

Kontan, 2008, Rasio Modal Anjlok di Bawah 8%, Pemerintah Ambil Alih Bank Century, www.kontan.go.id, 24 November 2008

Mishkin, Frederic S, 2007, The Economics of Money, Banking, and Financial Markets, Eighth edition, Pearson Addison Wesley.

Peraturan Bank Indonesia (PBI) Nomor: 10/19/PBI/2008 tentang Giro Wajib Minimum

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Siamat, Dahlan, 2001, Manajemen Lembaga Keuangan, Edisi Ketiga, Fakultas Ekonomi Universitas Indonesia.

Undang-Undang nomor 10 tahun 1998 tentang Perbankan.




DOI: https://doi.org/10.21107/infestasi.v8i1.1257

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