Peran Lembaga Keuangan Dalam Upaya Pengembangan Usaha Mikro Kecil Menengah Di Kabupaten Pamekasan

Abstract

This study aims to determine the role of microfinance institutions in an effort to develop micro, small and medium enterprises in Pamekasan Regency. This research is a qualitative research with a descriptive approach. Determination of informants in this study using purposive sampling technique with criteria that have been determined by the researcher. The method of data collection was done by observation techniques, interview techniques and documentation techniques. The method of data analysis was carried out by collecting data, reducing data, presenting data and drawing conclusions. The results of this study indicate that Bank BPR, East Java MSME Bank, Pamekasan branch is one of the microfinance institutions that has a very important role for business actors in Pamekasan Regency. With the Pamekasan branch of the East Java MSME Bank BPR, business actors get capital to develop their businesses. The average business of MSME actors develops after getting capital from Bank BPR, East Java MSME Bank, namely by increasing the income generated by business actors in Pamekasan Regency.