Penyelesaian Wanprestasi Produk Pembiayaan Rahn di Pegadaian Syariah Cabang Babakan Surabaya Menurut Fatwa DSN_MUI Nomor 25/DSN-MUI/III/2002

Abstract

Pawn (rahn) not only has benefits in its implementation, but there are also risks that await in the future. Therefore, it is necessary to have a completion in the pawn (rahn) in default behavior such as delays in fulfilling the rahin obligation to pay off the debt in accordance with the contract. This is to keep no party is harmed in the process of implementing the pawn (rahn) itself. That’s why researchers are interested in finding and analyzing the completion of breach on rahn financing products according to the nash, hadith and ijma’ ulama who regulate this matter. This research aims to answer the questions: 1) How is the practice of rahn financing products at pegadaian syariah Babakan branch Surabaya? 2) How is the completion of breach of rahn finacing products at the Babakan Surabaya Branch of the sharia Pawnshop according to fatwa DSN-MUI Number 25/DSN-MUI/III/2002.

       This research is a type of qualitative research with a descriptive normative approach. Primary data sources used are books on rahn and breach on rahn financing products, while secondary data sources are obtained from several other literatures that discuss the practice and breach of rahn products. The results of this study are: 1) the rahn contract is allowed in practice in accordance with the DSN-MUI fatwa Number 25/DSN-MUI/III/2002. 2) completion of breach of rahn financing product through litigation by both parties to the contract.

Keywords: Completion; Breach of Contract; Rahn; Fatwa.